Send euros to other countries
To a bank account outside the SEPA area, by SWIFT, in euros.
For anyone who wants to pay someone, send money to their family or move it to an account of their own in another country.
How it works
Choose the country of the account
It shows how the transfer goes out, how long it takes and what it costs, before you fill anything in.
Add the recipient
With the details their country asks for. For security, a new payee may have a waiting time before the first transfer.
Choose the amount and review
The review shows what leaves your balance, each fee and what they receive, before you confirm.
Confirm with your two codes
The one from your email and the one from your authenticator app, as with a withdrawal.
How each transfer goes out
SWIFT, in euros
- To a bank in a country outside the SEPA area. To one in the SEPA area, euros go out as usual, from the same screen.
- It takes 1 to 5 business days: this is an estimate and depends on the banks it goes through.
- It goes out in euros: the receiving bank converts it to its currency and may charge for it.
- Intermediary banks may deduct something from what arrives.
- If the destination bank returns it, it goes back to your balance for whatever arrives.
- American Samoa
- Angola
- Antigua & Barbuda
- Aruba
- Australia
- Bahamas
- Belize
- Benin
- Bolivia
- Botswana
- Burkina Faso
- Burundi
- Cameroon
- Canada
- Caribbean Netherlands
- Central African Republic
- Chad
- Christmas Island
- Cocos (Keeling) Islands
- Comoros
- Congo - Brazzaville
- Congo - Kinshasa
- Cook Islands
- Côte d’Ivoire
- Cuba
- Curaçao
- Djibouti
- Dominica
- Equatorial Guinea
- Eritrea
- Fiji
- Gabon
- Gambia
- Ghana
- Grenada
- Guam
- Guyana
- Hong Kong SAR China
- India
- Iran
- Jamaica
- Kiribati
- Libya
- Macao SAR China
- Malawi
- Mali
- Mauritania
- Montserrat
- Nauru
- Niue
- Norfolk Island
- North Korea
- Northern Mariana Islands
- Palestinian Territories
- Panama
- Puerto Rico
- Qatar
- Russia
- Rwanda
- Samoa
- São Tomé & Príncipe
- Seychelles
- Sierra Leone
- Sint Maarten
- Solomon Islands
- South Sudan
- St. Kitts & Nevis
- St. Lucia
- Suriname
- Syria
- Timor-Leste
- Togo
- Tokelau
- Tonga
- Tuvalu
- U.S. Virgin Islands
- Uganda
- United Arab Emirates
- United States
- Vanuatu
- Yemen
- Zimbabwe
Local payment, in the country’s currency
Coming soon
In some countries, the recipient will get it in their currency instead of euros.
What the risks are
- A confirmed transfer cannot be canceled, except while our team reviews it. If the details are wrong, we try to recover it, but it may not be possible.
- For a transfer to another country, nobody checks that the recipient’s name matches the account: check the details with that person.
- Nobody from Pitiklini or from any bank will ask you to move your money to another account for your security. If someone does, it is a scam.
- With SWIFT, less than you send may arrive: intermediary banks may deduct something and the receiving bank may charge for converting it to its currency.
Frequently asked questions
A verified identity, two-step verification turned on and your full address, which travels with the transfer. And the recipient, added as a payee.
You see it when you choose the country, before you fill anything in, and again in the review, with each fee for what it is.
“Sent” means it has gone out to their bank, not that it has arrived. We notify you in your account and by email when it completes or if it comes back, and you have the reference so the recipient can track it at their bank.
If you do not confirm it with your codes, it does not go out. Once confirmed, only while our team reviews it, in the app. After that, no.
Write to us as soon as possible: we try to recover it, but it may not be possible. If it comes back, it goes into your balance.
Your name, your account and your address, and the recipient’s name and account, with whatever their country asks for. Anti-money laundering rules require it.